If you're working on debt reduction, I highly advise Dave Ramsey. Get the books from the library, listen to him via internet or just check out his website. He has various ideas ~ not all will work for everybody, but something might spark you. I personally like the giant poster of debt reduction. It's a big spreadsheet that I bought at the school supply store. The debts are listed on the left side and we designated each square to be 'worth' $50. So, we'll highlight as many squares as needed to represent the debt owed. Then, as it's paid (we do the snowball method too), we black out the squares to show the debt going down. It's a very visual reminder of where we stand. I have a smaller sheet for the immediate debt, the full sheet is for the long range debt.
We also have one for savings that we color in as our savings grows. My only caution is if you have people over, they may stand around and read your charts. This bugs me like you can not imagine. So, now I take them down if we're expecting company.